Terms of Service

Acceptance of Terms

By accessing and using the Spiritan Dream Centre (SDC) website, services, and resources, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.

Eligibility

You must be at least 18 years old to use our services or have parental/guardian consent if under 18. By using our services, you represent and warrant that you meet these eligibility requirements.

Use of Services

You agree to use our services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use our services in any way that violates applicable laws or regulations
• Engage in any fraudulent, abusive, or illegal activities
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the integrity or performance of our services
• Transmit any viruses, malware, or harmful code
• Collect or harvest any information from our services without permission

Donations & Refunds

Donation Processing

All donations made through our website are processed securely through our payment partners. By making a donation, you represent that you are authorized to use the payment method provided.

Tax Deductibility

Spiritan Dream Centre is a registered nonprofit organization. Donations are tax-deductible to the extent allowed by law. You will receive a receipt for your donation for tax purposes.

Refund Policy

Due to the charitable nature of our organization, donations are generally non-refundable. However, if you believe an error has occurred with your donation, please contact us within 30 days of the transaction date, and we will investigate the matter.

Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Spiritan Dream Centre or our content suppliers and is protected by intellectual property laws. You may not:

• Copy, reproduce, or distribute our content without permission
• Modify or create derivative works from our content
• Use our trademarks or logos without written consent
• Remove any copyright or proprietary notices

You may share our content for personal, non-commercial purposes with proper attribution to Spiritan Dream Centre.

User Content

By submitting content to us (including stories, photos, or comments), you grant Spiritan Dream Centre a non-exclusive, royalty-free, perpetual license to use, modify, and display that content in connection with our mission and activities.

You represent that you have the right to share any content you submit and that it does not violate any third-party rights.

Privacy

Your privacy is important to us. Our collection and use of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites.

Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. To the fullest extent permissible by law, Spiritan Dream Centre disclaims all warranties, including but not limited to:

• Warranties of merchantability and fitness for a particular purpose
• Warranties of non-infringement
• Warranties regarding the accuracy or reliability of our content
• Warranties that our services will be uninterrupted or error-free

Limitation of Liability

To the maximum extent permitted by law, Spiritan Dream Centre shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or in connection with your use of our services.

Indemnification

You agree to indemnify and hold harmless Spiritan Dream Centre, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or in connection with your use of our services or violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts located in Accra, Ghana.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website with a new effective date. Your continued use of our services after such changes constitutes your acceptance of the new Terms.

Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Contact Information

If you have any questions about these Terms of Service, please contact us: